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June 2009
Pay Your Mortgage Down Fast by Renting Your Basement
If you're looking to pay your mortgage down faster, you might want to consider transforming your basement into a rental apartment. The extra cash from the rental can be put directly towards the principle of your loan – allowing you to shave years off your mortgage term.
Can Credit Repair Companies Really "Fix Your Credit"?
Advertisements by companies promising to "fix your credit score" are in newspapers, in your mailbox, and on the internet. How many times have we seen the line, "We can erase your bad credit"? No matter how bleak your credit report may seem, don't believe those statements. There's only one road to take in order to clear bad credit: Create a personal debt repayment plan, stick to it, and be patient.
How to Build Credit with a Secured Credit Card
Looking for a way to build a good credit score even with bad credit history or no history at all? Think about getting a secured credit card.
ID Theft Quiz: How Safe Are You?
Are you at a high risk for ID theft based upon your living habits? The following 9 questions can help you assess your personal risk and will reveal some seemingly harmless actions that make you a bigger target to ID thieves.
How Long Does Negative Information Stay on My Credit Report?
Negative information remains on our credit reports for varying amounts of time. Below is a list of various negative marks that can appear on credit reports, and a description of how long it takes for each to fall off.
How I Saved $440 a Month: 10 Easy, Money-Saving Tips
Given the current state of the economy, I don’t know anyone that’s not attempting to tighten their purse strings – myself included. Here, I’ve devised a few tried and true money saving ideas that have worked for me over the past month. I think you’ll find that they’re easy to do, and they’ll truly help you save a bundle.
4 Essential Tips for Starting Your Own Business
As the unemployment rate reaches an 11-year high, the self-employment rate has started to increase. The problem is, bankruptcy rates are on the rise as well. If you've been thinking about using the economic downturn as an opportunity to flex your entrepreneurial muscle, below are a few things to consider before you open for business.
Who Can See Your Credit Report?
Your credit report contains a wealth of information about you and your financial accounts. It can be worrisome not knowing who exactly can get a copy of these reports. Learn the facts here, and find out who's been viewing your credit report.
The Low-Down on Enhanced Driver's Licences
Canadians who frequently cross the US/Canada border by land or water now have the option of showing a new form of I.D. to make the experience a faster (and more enjoyable) one. But at what cost?
Are You a Spender, a Saver, or a Worrier?
There are three different money management styles: spender, saver, and worrier. We all mix and match these three styles, based on our current priorities and needs. However, each person has a primary style that they use most often. Which is yours?
