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August 2009


Watch Out for These Everyday Privacy Risks

Every little bit of information you give out about yourself has the potential to result in identity theft. Be conscious of the identity risks you take every day to minimize the potential for theft. The following list offers some good place to start.

What to Keep in Your Wallet to Minimize Identity Theft

Identity thieves turn to increasingly high tech methods to get at your personal information, but the good old wallet swipe still works like a charm too. What you keep in your wallet or purse will determine how much damage can be done, as well as how much hassle you’ll go through to replace everything.

How Good Credit Saves You Money on Insurance

Your credit score has a direct impact on your insurance rates. Insurance companies take a close look at your credit before providing you with an insurance quote. While this may seem rather ludicrous, in the eyes of insurers your credit determines who you are and what you’re made of.

Harder to Get Approved for a New Mortgage

Wells Fargo announced that it is pulling out of the Canadian market. The slimmer selection of viable mortgage options is making it tough on consumers—including those with reasonably good credit. Most affected are those with credit scores below 680.

You Have Rights! Stop Creditor Harassment

Creditor harassment is out there, but fortunately laws exist in every province to protect those who are trying to pay their debts. Although most of the laws are the same or similar across the country, each province has its own act.

Cell Phones and Identity Theft: How to Protect Yourself

There are many ways for identity thieves to wreak havoc with your credit once they have your cell phone. Here are some 4 important ways to protect yourself.

College Students: Are You Spending Money Wisely at University?

Generous college loans and credit cards can hurt more than they help if you blow all your money on entertainment, fast food, and shopping during the school year. But you can make the most of your college years without breaking the bank if you follow some simple steps.

Will Your Student Loan Hurt or Help Your Credit Score?

Thousands of dollars in student loan debt may sound like a sure way to torpedo your credit score, but it can actually give you great credit if you play your cards right. Here are five tips on how to turn your student debt into an asset.