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The Early Warning Signs of Debt
Overwhelming debt seems to catch people by surprise, but there are a few early warning signs of an impending credit problem that you should be aware of. Once you know what to look for, be quick to take action and turn your finances around.
Can a Collection Agency Do a Hard Pull of My Credit Report?
Can a collections agency request a copy of my credit file? Why is it recorded as a hard pull? Find the answers here.
Save Money: Lower Your Credit Card Interest Rate
Lowering your credit card interest rate might be as simple as making one phone call to your creditor. Your chances are very high in getting what you want if you follow a few simple steps.
You Have Rights! Stop Creditor Harassment
Creditor harassment is out there, but fortunately laws exist in every province to protect those who are trying to pay their debts. Although most of the laws are the same or similar across the country, each province has its own act.
College Students: Are You Spending Money Wisely at University?
Generous college loans and credit cards can hurt more than they help if you blow all your money on entertainment, fast food, and shopping during the school year. But you can make the most of your college years without breaking the bank if you follow some simple steps.
Will Your Student Loan Hurt or Help Your Credit Score?
Thousands of dollars in student loan debt may sound like a sure way to torpedo your credit score, but it can actually give you great credit if you play your cards right. Here are five tips on how to turn your student debt into an asset.
The Recession is Over...What Have You Learned?
The recession might be over according to the Bank of Canada, but that doesn’t mean that you should regress. Instead, learn from these five recession lessons!
Pay Off Credit Card Debt or Build an Emergency Fund?
Financial experts disagree on which is more important – saving for emergencies or paying down debt. Here are the advantages of each and advice to consider when deciding where to put your money.
The Top 5 Credit Cards (Bonus: Stellar Credit NOT Required)
Many Canadians are feeling the pinch of this recession – and experiencing larger credit card bills as a result. If you've found yourself in this category, and the balance is more than you can pay off in one month, you'll be happy to know that you're not stuck with that 18.5% interest rate.
Are Shariah Financial Products the Wave of the Future?
While charging everyday items has become a habit for the majority of Canadians, our country's Muslim population has been able to avoid that trap. At the same time, it hasn't been able to benefit from the advantages of credit, either – until now.
