What is a Credit Bureau?

There are two national credit bureaus (sometimes called credit reporting agencies) in Canada: Equifax and TransUnion. These bureaus function as huge repositories of data. They collect and store your personal and account information as reported to them by the financial institutions. You are legally entitled to your report from each of the bureaus, though there is a fee to obtain your report via the internet.

Equifax Canada
www.equifax.ca
1-800-465-7166
Equifax Canada Inc.
Box 190 Jean Talon Station
Montreal, Quebec
H1S 2Z2

TransUnion Canada
http://www.transunion.ca/
Quebec residents:
1-877-713-3393
TransUnion
Centre De Relations Aux Consommateurs TransUnion
1 Place Laval Ouest Suite 370
Laval, Quebec
H7N 1A1

Outside of Quebec:
1-800-663-9980
TransUnion
Attention: Fraud Victim Assistance Department
P.O. Box 338, LCD1
Hamilton, ON L8L 7W2