What is Credit Monitoring?

It’s important to check your credit report often to detect early signs of identity theft as well as to keep general tabs on your credit health. But remembering to obtain and review your report regularly is a pain. A credit monitoring service watches over your report for you, and brings any new activity to your attention immediately. Get alerts whenever a new account is opened, an address is changed, or an inquiry is made. Make sure you’ve authorized all of the activity, and that it’s not the result of fraud. With credit monitoring, you’ll know right away if someone else is using your identity to apply for credit and purchase goods or services.