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Which Credit Card is Right for You?
There is a plethora of credit cards available these days to choose from, but how do you know which ones are right for you? Well, here’s a breakdown of the types of cards that are out there.
Harder to Get Approved for a New Mortgage
Wells Fargo announced that it is pulling out of the Canadian market. The slimmer selection of viable mortgage options is making it tough on consumers—including those with reasonably good credit. Most affected are those with credit scores below 680.
Will Your Student Loan Hurt or Help Your Credit Score?
Thousands of dollars in student loan debt may sound like a sure way to torpedo your credit score, but it can actually give you great credit if you play your cards right. Here are five tips on how to turn your student debt into an asset.
Pay Off Credit Card Debt or Build an Emergency Fund?
Financial experts disagree on which is more important – saving for emergencies or paying down debt. Here are the advantages of each and advice to consider when deciding where to put your money.
The Top 5 Credit Cards (Bonus: Stellar Credit NOT Required)
Many Canadians are feeling the pinch of this recession – and experiencing larger credit card bills as a result. If you've found yourself in this category, and the balance is more than you can pay off in one month, you'll be happy to know that you're not stuck with that 18.5% interest rate.
How to Pay for College Tuition (without a Credit Card)
If you expect to put your tuition on your credit card this fall, think again. A growing number of Canadian universities no longer accept credit cards for payment. So what are your options?
Are Shariah Financial Products the Wave of the Future?
While charging everyday items has become a habit for the majority of Canadians, our country's Muslim population has been able to avoid that trap. At the same time, it hasn't been able to benefit from the advantages of credit, either – until now.
How Bad Credit Hurts You
When you have poor credit, it’s much harder and more expensive to obtain loans, credit cards, as well as borrow certain goods and services. Find out why some people have bad credit and how it can hurt them.
Married? Your Credit Score is Still Single
It’s natural for newly married couples to want to share everything, from a bucket of popcorn to a bubble bath. But should you share all of your financial accounts as well?
Pay Your Mortgage Down Fast by Renting Your Basement
If you're looking to pay your mortgage down faster, you might want to consider transforming your basement into a rental apartment. The extra cash from the rental can be put directly towards the principle of your loan – allowing you to shave years off your mortgage term.
